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Banks want to set up biometric systems to set aside PINs

Eduardo Irastorza, EAE Business Schooleko irakasleak dioen moduan, teknologiak oso azkar doaz eta hurrengo urteetan teknologia oso barneratuta egongo dela sektore honetan dio. Sistema biometrikoak erabiltzen hasiko garela dio Irastorzak, inungo zalantzarik gabe.
 
At present, the population is photographed to facilitate identification work in some airports or in some public buildings and even now, some banks have begun to use biometric systems for identification and payment work.
 
Caixabank has launched a face-lift to extract money without using a PIN. BBVA, Santander and / or Sabadell have started several pilot projects. Visa and Mastercard have also taken some steps to get started with fingerprinting.
 
According to the Bank of Spain, credit cards in Spain are 47.61 million and credit cards are 36.97 million. It is expected that this data will decline in the coming years. As is the case with the veins. In the previous year, 934 million transactions were made in cash holdings, with 124,864 million euros.
 
The report "El consumidor del 2030" from EAE Business School presents some interesting facts, such as the fact that 80% of the population in Sweden pays for everything with their mobile phones, including bus and church money. To take these steps, most banks have reached agreements with special companies.
 
Through the CaixaBank Payment Innovation Hub, it has launched a face-lift project in several stores. In the Rodilla del Pier 1 café, for example, 1000 people working in the building can pay with a selfie. Another similar project is in Vienna restaurants. Scientists say that biometric systems improve the shopping experience and make everything faster.
 
BBVA has also launched a technology like this at La Vela Building: its employees just have to look at cameras with artificial intelligence to pay for things they buy in the building. To develop this technology, BBVAK has set up a company called Veridas with the Das-Nano start-up, through which they develop identifier software.
 
The Sabadell Bank also has two projects related to face and voice scans. El Santander Bank has also carried out similar tests with its employees. Other countries in the world are developing such as in Poland, for example, through the biometric system they can open checking accounts. In Chile, some clients have a biometric profile and when they go to the bank, they can find out what kind of consultation they will have beforehand.
 
What do you think of these biometric systems? Are they safe? We'll see how they develop over the years.
 
Source of information: lavanguardia.com

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