Fintech has exploded in recent years, attracting billions in disruption and investment in the financial sector. More than € 2.7 billion has been invested in 104 rounds of European fintech in the first quarter of this year.

Here are 10 start-ups that have recently started using technology to simplify our finances to keep us focused this year:

• Bita: Frankfurt-based Bita is the first professional index and data provider in the digital asset space. 
• Cleo: Cleo is an AI-powered chatbot, which connects to your bank accounts and credit cards, gives you insights into your spending and answers questions through FB Messenger.
• Combine: mobile financial assistant that helps people control all their finances across accounts and countries.
• Curve: London-based Curve has developed an Over-The-Top Banking Platform that provides a better banking experience, by connecting the world of money into one place, by combining all your accounts and cards into one smart platform with a smart Curve Mastercard, thus completely replacing your wallet. 
• Goin: Targeted at millennials, the Spanish startup Goin has developed an app that helps them save and invest money automatically, without prior investment experience.
• Lunar Way: is a Danish banking app founded in 2015 offering its users a basic account, money transfers, bill payment, and budgeting tools.
• Penta: Berlin-based Penta offers a digital financial services platform for businesses, helping them save time and money. 
• Trussle: offers a mortgage monitoring service. It helps customers to save time and money when securing a mortgage online, and then continues to monitor their mortgage for free and helps them switch to a better deal, if possible.
• Wagestream:With the aim of closing the gap between income and consumption needs, Wagestream has introduced a ‘Get-Paid-As-You-Go’ service, which allows employees to draw down a percentage of their earned wages on any day of the month for a flat fee of £1.75.

Informatio-sourde: eu-startups.com